First Peoples Community Federal Credit Union: Safe, Sound & Secure.

In the midst of bank failures, mortgage failures and investment brokerage failures, your credit union remains safe, sound & secure! Be assured, that First Peoples does not make mortgage loans to individuals that do not qualify. We have never made subprime loans or engaged in risky lending practices to maximize profits as many other financial institutions have recently done.

As of October 3, 2008 all of our members' deposits are safe and guaranteed up to $250,000 by the NCUSIF, a government agency. Not one penny of insured savings has ever been lost by a member of a federally-insured credit union. First Peoples can work with you to make sure all of your funds are insured - even beyond $250,000. Our asset base is solid and growing while our loan portfolio remains healthy with minimal delinquency. We are examined annually by NCUA as well as Deleon and Stang, CPAs.

There is much public concern regarding financial institutions and whether depositors' savings are safe. Most of these problems were brought on by financial institution's greed for excess profits. First Peoples is not driven by profit but simply by meeting our members' needs. We offer safety for their funds and superior service to meet their financial objectives.

As large banks, mortgage companies and financial institutions continue to face challenges; First Peoples remains financially solid, ready and poised to meet our members’ needs. Our strong capital position, combined with adequate insurance on your accounts, should provide you peace-of-mind that your funds are and will remain safe and secure. The mission of First Peoples CFCU is to exceed our member's expectations and to become their trusted partner in achieving their financial goals.

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If you have specific questions, please feel free to contact the Member Connection Center at 301-784-3000 or visit any of our community branch locations.