First Time Home Buyer Program

Are you ready to buy your first home? You've come to the right place! We understand how intimidating the mortgage process can be...especially if it's your first time. Our experienced staff will help guide you through each step of the process ensuring you the best possible experience. Below are some requirements of our First Time Home Buyer Program and on the right, get acquainted with some important things to know.

  • Based on the lesser of sales price or appraised value, up to 103% loan to value
  • Borrower and/or co-borrower have not owned any form of real estate in the past
  • Must have at least 3 trade lines on credit report, the oldest of which is at least 3 years old
  • Must be a single unit, primary residence
  • Maximum loan amount $200,000, some restrictions apply
  • Escrow of taxes and insurance required
  • All other internal underwriting requirements apply