Credit Cards

Low rates are where it's at.

Those credit cards with a crazy points system that only a math major can figure out? We'll take a hard pass. At First Peoples, our Visa cards keep it nice and simple. You save on interest charges with our low rates. And you get 0.25% cash back on purchases if you have one of our eFirst checking accounts. When it comes to rewards, we think saving on interest takes the cake.

Visa Emerald

  • 11.5% APR on purchases
  • Credit limits of $500 to $7,500
  • No annual fee
  • Low cash advance fee of $2.50
  • Eligible for 0.25% cash back when matched with an eFirst checking account
  • Enjoy Visa's round-the-clock fraud detection and ID theft protection services
  • Visa's Zero Liability policy means you are not financially responsible for unauthorized purchases

Visa Platinum

  • 8.99% APR on purchases
  • Credit limits of $5,000 to $50,000
  • No annual fee
  • Low cash advance fee of $2.50
  • Eligible for 0.25% cash back when matched with an eFirst checking account
  • Enjoy Visa's round-the-clock fraud detection and ID theft protection services
Visa's Zero Liability policy means you are not financially responsible for unauthorized purchases










First Peoples Community Federal Credit Union is a full-service financial institution with branches in Maryland, Pennsylvania and West Virginia

When you're a member, you're an owner!