Checking Options

You pay nothing. But you get pretty much everything.

What's your favorite number? We're betting it's not zero. But maybe it should be. After all, our checking options come with zero monthly fees. The cost for Online and Mobile Banking? $0. Surcharges at First Peoples ATMs? Zippo. The price for a Visa debit card? Nada. The value of all these convenient services? Infinite.

Classic Checking

Still like to pay with paper checks? No problem. But with our cutting-edge financial technology, you can also view your checking account as a 24-hour personal assistant, always ready to help you manage your money in any number of ways.
  • Free Online Banking and electronic Bill Pay
  • Free Mobile Banking and mobile check deposit
  • Free phone banking through our Call Access Teller
  • Free Visa debit card for fast, easy purchases
  • Free ATM transactions at First Peoples ATM Locations
  • Choose digital eStatements or traditional paper statements
  • Order checks online or in person

eFirst Checking

We would ask you if you'd like to earn a little extra money, but the answer is obvious. With eFirst Checking, your wish is fulfilled. Significant rewards await those who make regular use of their debit cards and digital banking tools.
  • 2.0% APY interest rate on balance *
  • Earn 10¢ on each debit card signature purchase **
  • Free Online Banking and electronic Bill Pay
  • Free Mobile Banking and mobile check deposit
  • Free ATM transactions at First Peoples ATM Locations
  • Free eStatements that put your account data at your fingertips
  • No monthly fee as long as you meet the requirements***
    Requirements
  • One direct deposit to your checking account per calendar month
  • Sign-up for and receive eStatements
  • Use online Bill Pay at least once per calendar month
  • Make five First Peoples Visa debit card purchases as a credit (using your signature) per calendar month
* Interest earning dependent upon total account relationships of greater than $100 average over 90 days
** Beyond five required minimum transactions
***A $5.00 fee will be assessed if the minimum requirements are not met on a monthly calendar basis
APY=Annual Percentage Yield
 

Signature Checking

Our Signature Checking account is designed for cost-conscious students. But it doesn't take a Rhodes Scholar to see how the rewards for debit card use can quickly add up.
  • Earn 5¢ on each purchase when you use the credit option for your debit card and sign for purchases
  • Free Online Banking and electronic Bill Pay
  • Free Mobile Banking and mobile check deposit
  • Free phone banking through our Call Access Teller
  • Free Visa debit card for fast, easy purchases
  • Free ATM transactions at First Peoples ATM Locations
  • Order checks online or in person
     Requirements
  • No minimum balance
  • Sign-up for and receive eStatements
  • Maintain a First Peoples Visa debit card

Direct Deposit

Direct Deposit is one of the safest ways to handle your money; it’s an easy way to automatically deposit checks into your First Peoples Checking or Savings accounts. You can even choose to have specified amounts deposited into several First Peoples accounts, making it convenient to make loan payments and to save or invest on a regular basis.

First Peoples Routing #: 252177121

Benefits

  • It's FREE
  • No driving to the Credit Union
  • No waiting in lines or for the mail
  • Your money is deposited even if you're away on business or vacation
  • Your check is deposited even when bad weather hits
To sign up for Direct Deposit, please have your routing and account number handy, then contact your employer or check providers payroll department.
First Peoples Community Federal Credit Union is a full-service financial institution with branches in Maryland, Pennsylvania and West Virginia.

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