A happy middle-aged couple is eating cookies inside their RV bought with RV financing.

RV Loans

Low-interest RV financing from First Peoples Community lets you kick start your life on the road and live wherever you want! 

Get pre-approved today so you can buy the right vehicle to suit your lifestyle—from an RV to a travel trailer, 5th wheel, or another kind of towable.

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Easy Pre-Approval

Save on hassle. Head to the dealership with a loan approval letter in hand.

Local Service

Our friendly loan officers will help you every step of the way.

Low Rates

Enjoy a competitive APR on both new and used RVs and travel trailers.

Range of Terms

Choose the right term for your budget, from 48 to 144 months.

RV Loan Details

  • A low-interest RV loan lets you buy a new or used RV to enhance your lifestyle.
  • RV financing also applies to travel trailers and other towables like fifth-wheels.
  • Choose from a range of terms to get a monthly payment you can easily afford.
  • First Peoples Community Federal Credit Union is a full-service financial institution with branches in Maryland, Pennsylvania, and West Virginia.
  • Debt protection is available for purchase to cancel your loan balance or loan payments under certain qualifying events.
  • Take advantage of Guaranteed Asset Protection (GAP) with Deductible Assistance.

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Rates for RV Loans TERM APR*
2015 & Newer
Up to 84 months As low as Auto Rate + 2.00%

85-120 months As low as 84 month Auto Rate + 3.00%

121-144 months As low as 84 month Auto Rate + 4.00%
*APR=Annual Percentage Rate. Model year 2020 & newer must have 45,000 miles or less. Certain restrictions may apply.

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“Great people, great service!”

-  Loriann B.

RV Loan FAQs

RV financing lets you buy a wide range of vehicles including:

  • New and used recreational vehicles (RVs)
  • Travel trailers and caravans
  • 5th wheels and other towables

Yes, you will need to be a member. Thankfully, joining is as simple as a $5 deposit in a share account.

Membership eligibility is open to anyone who lives, works, goes to school, regularly does business, or worships in the following counties:


  • Allegany
  • Garrett
  • Washington

West Virginia

  • Mineral
  • Hampshire
  • Morgan


  • Somerset
  • Bedford
  • Fulton

Another way to be eligible for membership includes being a family member of someone who meets the above requirements.

Find out more about membership eligibility and requirements here.

We offer a variety of options for borrowers. In addition to ATV, boat, motorcycle, and other recreational vehicle loans, we offer new and used auto loans as well as other types of loans including:

  • Personal loans
  • Home loans
  • Business lending
  • Zero Liability Visa credit cards

Our online and mobile banking products allow you to monitor your loan balance and schedule automatic payments whenever you want, wherever you are. 

For added convenience, we offer paperless eStatements sent directly to your email inbox. With eStatements, you’ll have access to two years of past statements for free! Declutter your life and manage your loan statements with seamless ease.

We also offer payroll deductions, which allow you to automatically deduct your loan payments from your paycheck each month, so you can make payments on time without even thinking about it.


More Useful Loan Products and Services

Personal Loan

Get a lump sum payment with terms of up to 60 months and use the funds for just about anything.


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New & Used Auto Loans

Get pre-approved for a new or used auto loan to make shopping at the dealership a breeze.


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Protection and Coverage

Give yourself peace of mind with loan protection, Mechanical Repair Coverage, and GAP insurance.


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*APR = Annual Percentage Rate for First Peoples FCU RV loans, MD, RV loans, PA, and RV loans, WV.