A person is enjoying riding their snowmobile thanks to a snowmobile loan.

Snowmobile Loans

Make the most of snow days with low-interest snowmobile financing from First Peoples Community FCU.

Whether you’ve grown up surrounded by snow or you're  a snow chaser, a First Peoples snowmobile loan lets you buy the right winter vehicle for your environment.

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Easy Pre-Approval

Go shopping for your snowmobile with confidence.

Choose Your Term

We offer a range of terms to suit your financial goals and budget.

Competitive APR

Enjoy a low, fixed rate that's just 2.00% above our auto loan rates.

Specialist Advice

We offer guidance so you can negotiate the best deal possible.

Snowmobile Financing Details

  • A low-interest snowmobile loan means you can buy your winter vehicle of choice.
  • Terms of up to 60 months for new snowmobiles and up to 48 months for used.
  • First Peoples Community Federal Credit Union is a full-service financial institution with branches in Maryland, Pennsylvania, and West Virginia.
  • Debt protection is available for purchase to cancel your loan balance or loan payments under certain qualifying events.
  • Take advantage of Guaranteed Asset Protection (GAP) with Deductible Assistance.

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Snowmobile Loan Rates TERM APR*
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New Models

Up to 60 months

As low as Auto Rate + 2.00%

Used Models

Up to 48 months

As low as Auto Rate + 2.00%
*APR=Annual Percentage Rate. New value must be $15,000+ for 60 month term. Used value must be $2,500+ for 48 month term.

“Great service and great rates!!”

- Andrew P.

Snowmobile Loan FAQ

You will need to be a member. Thankfully, joining is as simple as a $5 deposit in a share account.

Membership eligibility is open to anyone who lives, works, goes to school, regularly does business, or worships in the following counties:


  • Allegany
  • Garrett
  • Washington

West Virginia

  • Mineral
  • Hampshire
  • Morgan


  • Somerset
  • Bedford
  • Fulton

Another way to be eligible for membership includes being a family member of someone who meets the above requirements.

Find out more about membership eligibility and requirements here.

We offer a variety of options for borrowers. In addition to new and used auto loans, we offer boat, motorcycle, and recreational vehicle loans. Other loans include:

  • Personal loans
  • Home loans
  • Business lending
  • Zero Liability Visa credit cards

Our online and mobile banking products allow you to monitor your loan balance and to make and schedule automatic payments whenever you want, wherever you are. 

For added convenience, we offer paperless eStatements sent directly to your email inbox. With eStatements, you’ll have access to up to two years of past statements for free! De-clutter your life and manage your loan statements with seamless ease.

We also offer payroll deductions, which allow you to automatically deduct your loan payments from your paycheck each month, so you can make payments on time without even thinking about it.


Other Loan Products and Services

RV Loans

A First Peoples recreational vehicle loan offers competitive rates so you can enjoy life on and off the road.


Learn More

New & Used Auto Loans

Get pre-approved for a new or used auto loan to make shopping at the dealership a breeze.


Learn More

Mechanical Repair Coverage

Give yourself the peace of mind that comes with knowing you’re protected against the repairs that come with regular wear and tear.


Learn More

*APR = Annual Percentage Rate for First Peoples FCU snowmobile loans, MD, snowmobile loans, PA, and snowmobile loans, WV.